Benefit.X

Redefining Corporate Credit For Small Businesses

Benefit.X equips Small Businesses with Corporate Cards and Digital Loans Options to support their business operations and cashflow.

We want to make running a company as simple as possible by eliminating credit woes and focus on scaling your business. Alleviate your HR frustrations by providing convenient access to self-administered tools for your employees to manage their HR entitlements and benefits information.

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Human Resources Management System

Optimise your HR processes with our integrated platform

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Digital Loan

Benefit.X provides small businesses with increased cashflow while enhancing budgeting processes with an integrated platform.

Our Key Partners

Add the Impetus to the Heart of Your Business

Manual processes are a thing of the past. Benefit.X helps your business in so many ways, so you can focus on the bigger things.

Corporate Card

Digital Loan

HRMS Platform

Budget & Expenses management

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At Benefit.X, we bypass traditional and rigid credit assessment methods to make corporate credit more accessible for you.

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What people said about us

Testimonial – Sulaiman

The introduction of such facilities and app that you created has given much peace of mind to me and my company in the current pandemic such as the covid-19 outbreak. The simplicity in the app and convenience has made our business transaction efficiently and sustainable without breaking the bank at this unprecedented time. It’s seamless and easy to use!

Hj. Sulaiman A. Rahman
Director
Unique Automotive Services Pte Ltd

Testimonial – Aden

The Benefit.X platform has helped me gain access to extra credit via the Corporate Card. As such, I’m able to have extra cashflow to scale my current business. The card allows me to make online payments for services and campaigns that are essential for my business. I would strongly recommend Benefit.X to any small businesses out there that require a hassle free Corporate Card and a HRMS.

Aden
Business Owner
HRX Outsourcing & Consulting Pte Ltd

Testimonial – Tan Tee Hock

Benefit X Corporate Card gives you a corporate world credit card. It functions like corporate credit cards issued from banks and helps my company in cash flow. The Benefit.X Corporate Card comes in the form of a virtual and physical card. As an SME player, Benefit.X has really worked for me and has been added to my financial tools.

Tan Tee Hock
Director
Hospitality & Tourism Training Centre Pte Ltd

Testimonial – Andy Lim

The platform is easy to use and intuitive. I have benefited a lot from the usage of the corporate card and it helps me track my expenses better via the platform. The HRMS is also easy to use with no training needed to be on board.

Andy Lim
Founder
iFoundries (Asia Pacific) Pte Ltd

Benefit.X Corporate Card

Eliminate credit woes and unlock new spending limits

High credit limit (Up to 4 times your deposit)
50 days repayment period
No minimum spend
Linked to HRMS Claims Management

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Human Resource Management System

Supports business operations and streamlines HR processes

Self-administered HR tools in the Benefit.X app
One click approvals for leave and claim
Generate MOM and IRAS complaint payslips
Easy onboarding and comprehensive employee administration features

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Increase Cashflow with Digital Loans

Additional funds are always a plus when it comes to scaling your business.

Easy application
Flexible drawdown of pre-approved amount
Use loan capital to finance various business needs

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WHAT’S NEW

Benefit.X has undergone a makeover!

Corporate Card Flow added!

For admins, the UI experience has been enhanced to help you with the card journey.

12.05.2020 | Design

OUR BLOG

Get the latest updates of Hearti.

Top-up your Benefit.X Account with your Credit Card and earn rewards!

Jul 30, 2020 | Benefit.X Blog

At Benefit.X, we recognize the pain points small businesses suffer from when it comes to obtaining a credit line for their company. As such, we have created a card tailored for SMEs that simplifies loan underwriting procedures and boasts an incredibly easy application...